Is your garage overflowing with bank statements and paid bills from ten years ago? Are you unsure about what documents need to be retained and what can be tossed? Speaking of tossing, what documents can be tossed in the trash, and which should be shredded? Are you wanting to finally get control of your documents?
Fall is a good time to assess where you stand and where you could be.
You need not wait for 2019 to plan improvements to your finances. You can begin now. The last few months of 2018 give you a prime time to examine critical areas of your budget, your credit, and your investments.
Your withholding may need to be adjusted due to the 2017 federal tax reforms.
We all remember savings bonds. Once a popular gift for young children, parents could secure the bonds knowing that they could cash them out in the future.
If you don’t know the difference between asset-backed securities and securities, you may want to take a look at these common financial terms and their definitions.
Asset Backed Securities
Asset-backed securities are bonds or notes that are backed by assets such as credit card accounts receivable, auto loans, and home equity loans.
Turn your intent into a commitment.
A look at some of the choices.
Financial planning is a lot more complex than simply adding your hard-earned money to a savings account. There are many factors that are incorporated into a well-thought-out financial plan including risk, tax planning, inflation, age, life milestones, and time. As a result, it's crucial to have defined financial goals.
Finally! The market has had a pullback. But not with catastrophic results. We closed the year with the S&P at 2,673.61 on December 29, 2017. As of the close today, February 6, 2018, the S&P has closed at 2,695.14. This means that volatility is back after a 2017 that was just, well, HUGE! As I have said a million times: If nothing has changed in
We have all wondered whether Social Security will be there when we retire. Well, the government has done their latest assessment regarding the state of Social Security (see The 2017 Annual Report of the Federal Old-Age and Survivors Insurance and Federal Disability Trusts Funds. You can Google it.). Some of the relevant facts are that: