January 2010
Financial Resolutions for the New Year
Many
people make a list of resolutions at the beginning of each new year,
such as losing weight or learning a new skill. As you make your list,
consider including wise financial goals for 2010 and beyond. The New
Jersey Society of Certified Public Accountants (NJSCPA) suggests you
adopt these smart resolutions:
»entire article
To Borrow or Not to Borrow
People
use debt to finance any number of purchases, and borrowing money for a
worthwhile purchase is not always a bad idea. However, some buys are
worth financing over time and others are not. The New Jersey Society of
Certified Public Accountants (NJSCPA) explains how to make the right
choice:
»entire article
Banking Online Safely
Many
people enjoy the convenience of doing all of their banking over the
Internet, but some consumers worry about the safety of their online
transactions. The New Jersey Society of Certified Public Accountants
(NJSCPA) recommends that you ask these questions to ensure that your
online bank dealings are secure:
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Avoiding Overdraft and Bounced Check Fees
Have
you ever received a hefty charge for accidentally withdrawing more
money than is in your checking account? These fees can be quite high,
so the New Jersey Society of Certified Public Accountants (NJSCPA)
advises that you understand how they work and how to avoid them:
»entire article