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January 2010

 
Financial Resolutions for the New Year
Many people make a list of resolutions at the beginning of each new year, such as losing weight or learning a new skill. As you make your list, consider including wise financial goals for 2010 and beyond. The New Jersey Society of Certified Public Accountants (NJSCPA) suggests you adopt these smart resolutions:
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To Borrow or Not to Borrow
People use debt to finance any number of purchases, and borrowing money for a worthwhile purchase is not always a bad idea. However, some buys are worth financing over time and others are not. The New Jersey Society of Certified Public Accountants (NJSCPA) explains how to make the right choice:
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Banking Online Safely
Many people enjoy the convenience of doing all of their banking over the Internet, but some consumers worry about the safety of their online transactions. The New Jersey Society of Certified Public Accountants (NJSCPA) recommends that you ask these questions to ensure that your online bank dealings are secure:
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Avoiding Overdraft and Bounced Check Fees
Have you ever received a hefty charge for accidentally withdrawing more money than is in your checking account? These fees can be quite high, so the New Jersey Society of Certified Public Accountants (NJSCPA) advises that you understand how they work and how to avoid them:
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