Individuals
Start making progress towards your long-term financial goals. From retirement and investment planning to estate and education planning, your Alloy Silverstein Financial Services advisor will work with you to customize a financial strategy that best suits your needs. By creating a tailored plan, you can ensure that you and those whom you care about will enjoy all that tomorrow promises.
No two individual financial plans are the same. However, you can expect a strategic mix of the following services:
Retirement planning
- Plan design, implementation and regular financial checkups
- IRA rollovers
Budgeting and personal finance
- Implications and plan adjustments for marriage, birth, divorce, and death
- Debt management including student loan debt
- Budgeting and cash flow plans
- Building an emergency fund
Investment Planning
- Asset allocation and portfolio design
- Diversification strategies
- Education about investing decisions
Education planning
- 529 plans and more long-term education plans for your children or grandchildren
Tax planning
- Annual tax time review with your Alloy Silverstein CPA
- Charitable donation planning
- Estate tax planning
- Ways to reduce current and future tax burdens
Insurance planning
- Life insurance
- Disability insurance
Estate planning
- Setting up trusts for children and grandchildren
- Inheritance and gift planning
- Guidance for wills
- Personal Financial Organizer (hyperlink to this Resource)